OVERCOMING ISRAF: AN EXPLORATION OF FRUGAL LIVING WITHIN THE FRAMEWORK OF HIFDZ AL-MAL
Keywords:
Israf, Frugal Living, Hifdz al-Mal
Abstract
This research aims to identify how the concept of frugal living can address wasteful behavior and examine its relationship with the principle of hifdz al-mal. The methodology employed is a qualitative approach through Library Research. Data were comprehensively collected by examining various sources such as books, online materials, and relevant scientific articles. The findings indicate that frugal living is consistent with the principle of hifdz al-mal, as both emphasize efficient and prudent wealth management. The implementation of frugal living aids in avoiding wastefulness and ensures that wealth management aligns with Islamic teachings as outlined in the concept of hifdz al-mal. This study concludes that the application of frugal living is effective in mitigating wasteful behavior and supports the implementation of the hifdz al-mal principle in Islamic economics. Frugal living, which emphasizes efficient and planned financial management, aligns with Islamic teachings on the prudent use of wealth. By adhering to the principles of frugal living, individuals can manage consumption by considering basic needs (dharuriyat), secondary needs (hajiyat), and complementary needs (tahsiniyat), thus preventing waste and unproductive use of resources.
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Afrina, Dita, and Siti Achiria. "Muslim Rationality Towards Israf Behavior in the Consumption of Islamic Economic Perspectives." EkBis: Journal of Economics and Business 2, no. 1 (2018): 23–38.
Ajidin, Zilal Afwa, and Nafkhatul Wahidah. "The Flexing Phenomenon on Social Media and Its Relationship with Israf." The Flexing Phenomenon in Social Media and Its Relation to Israf 4, no. 1 (2023): 88–100.
Amelia, Mila, Islamic University, Negeri Sultan, Maulana Hasanuddin, Zaenal Abidin, Islamic University, Negeri Sultan, et al. "Medina: Journal of Islamic Studies DI ERA CONSUMTIF" 11 (2024): 90–98.
Asriyana, Bin Nasrullah Sapa, Abdi Widjaja, and Daryanti. "Frugal Living's Lifestyle in the Use of Credit Cards According to Islamic Views." Scientific Journal of Management and Business 6, no. 3 (2024): 1650–1659. http://ejurnal.ung.ac.id/index.php/JIMB.
Hadi, Sholikul, and Ade Iskandar Nasution. "A Comparative Study of Al-Ghazali and Ibn Taymiyyah's Thought on the Concept of Wealth in an Islamic Perspective." Journal of Islamic Economics and Business 1, no. 1 (2021): 41–50.
Halimah, Sri Sudiarti, and Muhammad Ikhsan Harahap. "Impulse Buying Behavior of the Millennial Generation in Fintech Ovo and Go-Pay: Maqashid Sharia Perspective (Study on Febi Uinsu Students)." Co-Value: Journal of Economics, Cooperatives & Entrepreneurship 13, no. 2 (2022): 70–79.
Hamid, A., & Rohmaningtyas, N. (2024). Revolusi Ekonomi Umat dengan Fintech Syariah: Analisis dan Peluang. ADILLA : Jurnal Ilmiah Ekonomi Syari’ah, 7(2), 59-80. https://doi.org/https://doi.org/10.52166/adilla.v7i2.6738
Hartantri, Rizki, Bakti Setyadi, and Muji Gunarto. "Analysis of the Effect of Frugal Living on Employee Financial Management in Achieving Financial Freedom." International Journal of Finance Research 5, no. 1 (2024): 103–113.
Hasanah, Naimatul, and Nuril Badria. "Frugal Living: Generation Z's Perspective Through a Qualitative Approach." Expectations: Journal of Economic Education 9, no. 1 (2024): 1–8. http://scioteca.caf.com/bitstream/handle/123456789/1091/RED2017-Eng-8ene.pdf?sequence=12&isAllowed=y%0Ahttp://dx.doi.org/10.1016/j.regsciurbeco.2008.06.005%0Ahttps://www.researchgate.net/publication/305320484_SISTEM_PEMBETUNGAN_TERPUSAT_STRATEGI_MELESTARI.
Idris, M Arif. "ISRAF AND ISLAMIC EDUCATION AS A DETERRENT." At-Ta'dib: Scientific Journal of Islamic Religious Education 10, no. 2 (2018): 182–191.
Ismail, Kamaruddin, and Salisa Amini. "Prohibition of al-Israf and Dzulm in Islamic economic practices." JGIES: Journal Of Global Islamic Economic Studies (2023): 27–36.
Jalaluddin, and Abd. Kholik Khoerulloh. "The Principle of Consumption in Islam: A Review of Muslim and Non-Muslim Consumer Behavior." Journal of Sharia Economics and Business 3, no. 2 (2020): 148–160.
Jasman, Anggi Fitria, Thaheransyah, and Sri Sugita. "The Application of Group Guidance Services to Improve Students' Understanding of Consumptive Behavior." Islamic Counseling: Journal of Islamic Counseling Guidance 6, no. 1 (2022): 123.
Kholizah, Alfina Nur, and Muhammad Sulton. "YUME: Journal of Management The Influence of Lifestyle, Perception of Convenience and Financial Literacy on the Consumptive Behavior of Shopee Pay Latter Users in Gen Z." YUME: Journal of Management 8, no. 1 (2025): 127–137.
Kurniasih, Imas. "The Urgency of Literacy in the Qur'an from the Perspective of Maqashidi Tafsir." Living Islam: Journal of Islamic Discourses 5, no. 1 (2022).
Maghfiroh, Imroatul, A. Khairuddin, and Wawan Juandi. "Behavior Approach in Overcoming Consumptive Behavior in Students." Maddah : Journal of Islamic Communication and Counseling 2, no. 2 (2020): 63–69.
Maharani, Dewi, and Taufiq Hidayat. "Muslim Rationality: Consumption Behavior in the Perspective of Islamic Economics." Scientific Journal of Islamic Economics 6, no. 3 (2020): 409.
Maisyarah, Anisa, and Nurwahidin Nurwahidin. "Islamic Views on the Frugal Living Lifestyle (Analysis of Verses and Hadiths)." Tadarus Tarbawy: Journal of Islamic Studies and Education 4, no. 2 (2022).
Marhania, Suci, Lindy Arina Pramudita, Shodini Putri Lestari, Aryo Jasmiko, Arin Ardianty, Walid Syauqi, and Bella Sartika. "Comparison of Asset Protection (Hifdz Al-Mal) Between Banks." Journal of Economics and Business 2, no. 1 (2024): 87–98.
Maulidah, Umi Yuniatin, and Abdullah Afif. "The Concept of Frugal Living in Creating a Sakinah Family from the Perspective of Maqashid Al-Shari'ah." Journal of Science Student Research 2, no. 5 (2024): 220–234.
Mauluddin, Moh., and Nur Habibah. "Simple Lifestyle in the Study of Maudhu'i Tafsir." Al Furqan: Journal of the Science of the Quran and Tafsir 5, no. 2 (2022): 231–249.
Nur, Dessy, Inayati Isna, Isnawati Jamilah, Agus Eko Sujianto, Uin Sayyid, and Ali Rahmatullah Tulungagung. "Application of the Frugal Living Concept in Personal Financial Planning." INNOVATIVE: Journal Of Social Science Research 4, no. Vol. 4 No. 1 (2024): Innovative: Journal Of Social Science Research (2024): 2264–2278.
Nurul Alaiyah. "The concept of minimalist living in the perspective of the Qur'an." UIN Ar-Raniry, 2021.
Pahutar, Agus Anwar, Mahyudin Ritonga, Mursal, and Abdul halim Hanafi. "The concept of maqasid sharia in overcoming social and cultural challenges in the era of globalization." Islamic Dadakwal: Scientific Journal of PMI Study Program 9, no. 1 (2024): 59–86.
Ridwan, Murtadho, and Irsad Andriyanto. "Extravagant Attitudes: From Text Norms to Muslim Family Practices." Al-Amwal: Journal of Sharia Economics and Banking 11, no. 2 (2019): 273–284.
Rohayedi, Eddy, and Maulina Maulina. "Consumerism in an Islamic Perspective." Transformative 4, no. 1 (2020): 31–48.
Salsabilah, Rana, Siti Komariah Hildayanti, and Shafiera Lazuarni. "The Influence of Frugal Living, Price and E-WoM on Consumer Purchase Decisions of Shopee E-Commerce Application Users." JEMSI (Journal of Economics, Management, and Accounting) 10, no. 2 (2024): 1220–1230.
Suharsono, Suharsono, Kuratul Aini, and Ariq Nurjannah Irbah. "The Existence of the Principle (Maqashid Al-Sharia) of Hifdzul Mal in Non-Maisir Conventional Investment Activities." Investama : Journal of Economics and Business 9, no. 2 (2023): 135–146.
Susanti, Novi, Ifa Nurmasari, and Diana Riyana Harjayanti. "Application of the Frugal Living Concept to Family Finance and Business." Journal of Community Service: Management Student Creations 3, no. 4 (2023): 363.
Waluya, Atep Hendang, Sirajul Arifin, Abu Yasid, and Iskandar Ritonga. "Consumption ethics in the perspective of Maqāṣid al-Sharī'ah." Scientific Journal of Islamic Economics 8, no. 3 (2022): 2536.
Zakiah, Selviana. "Consumption Theory in the Perspective of Islamic Economics." Journal of Islamic Economics and Finance 02, no. 02 (2022): 154–164. https://jurnal.unsur.ac.id/elecosy/index.
Published
2025-01-15
How to Cite
Sari, S., Kirana, A., & Karyono, O. (2025). OVERCOMING ISRAF: AN EXPLORATION OF FRUGAL LIVING WITHIN THE FRAMEWORK OF HIFDZ AL-MAL. ADILLA : Jurnal Ilmiah Ekonomi Syari’ah, 8(1), 1-21. https://doi.org/https://doi.org/10.52166/adilla.v8i1.7322
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Articles
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