ADILLA : Jurnal Ilmiah Ekonomi Syari'ah https://e-jurnal.unisda.ac.id/index.php/adilla <p><strong>ADILLA: Jurnal Ilmiah Ekonomi Syariah&nbsp;</strong>is a journal publishes a scientific papers on the results of the study or research and review of the literature in the scope and focus of Islamic Economics.&nbsp;This journal was established in 2018, published two times a year, on January and July.</p> en-US munirhamid@unisda.ac.id (Ahmad Munir Hamid, SE, M.SEI) jurnaladilla@unisda.ac.id (Teknisi Adilla) Tue, 16 Jul 2024 00:00:00 +0700 OJS 3.1.0.1 http://blogs.law.harvard.edu/tech/rss 60 Analisis SWOT Dalam Strategi Pengembangan UMKM Pada Rumah Produksi Keripik Ubi Olis Kota Jambi https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6231 <p>This research aims to determine a good strategy to determine strengths, weaknesses, <br>opportunities and threats. SWOT analysis is used to obtain information from analysis <br>of the company's internal and external environment. This analysis is very important <br>for the development of UMKM for sweet potato chips. And to find out the <br>implementation of the strategy for developing UMKM for sweet potato chips in <br>Jambi City. The method used is qualitative, where the research analyzes and <br>describes the findings through observation, interviews and documentation. The data <br>sources used are primary and secondary data, as well as data validity techniques <br>using Tringulation. The results of this research are: expanding distribution locations, <br>implementing prices according to quality, additional product variants, and carrying <br>out promotions. And it is important for UMKM for sweet potato chips to prepare <br>themselves to be able to compete with large businesses, as well as formulating <br>marketing strategies regularly to remain competitive in a changing market. for a <br>SWOT analysis of (UMKM) Jambi City's Olis Sweet Potato Chips Production House <br>which is still below its competitors like in other places, this can be seen from the <br>strategies used by Olis Sweet Potato Chips UMKM entrepreneurs regarding the <br>situation or external and internal factors of UMKM entrepreneurs Olis Sweet Potato <br>Chips are taken from the results of weighting the total existing values.</p> Yuni Hayati, Habriyanto Habriyanto, Fauzan Ramli ##submission.copyrightStatement## http://creativecommons.org/licenses/by-sa/4.0 https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6231 Tue, 02 Jul 2024 00:00:00 +0700 Eksplorasi Pemikiran Ekonomi Islam Al-Maqrizi terhadap Konsep Uang dan Inflasi https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6287 <p><span class="s11"><span class="bumpedFont15">Penelitian ini bertujuan untuk mengkaji pemikiran ekonomi Al-Maqrizi tentang uang dan inflasi serta dampaknya dalam konteks sejarah dan ekonomi Islam. Dengan menggunakan metode penelitian kualitatif dan pendekatan studi tokoh, penelitian ini mengumpulkan data dari karya-karya Al-Maqrizi serta tinjauan literatur terkait. Analisis data dilakukan melalui </span></span><span class="s20"><span class="bumpedFont15">content analysis </span></span><span class="s11"><span class="bumpedFont15">untuk menarik kesimpulan yang komprehensif.</span></span> <span class="s11"><span class="bumpedFont15">Hasil penelitian menunjukkan bahwa Al-Maqrizi membahas peran uang dan inflasi dengan sangat mendalam, mengaitkannya dengan faktor alamiah dan kesalahan manusia seperti korupsi dan kebijakan pemerintah yang buruk. Konsep uang menurut Al-Maqrizi mencakup implikasi penciptaan mata uang yang buruk dan konsep daya beli uang. Teori inflasi yang dikemukakan Al-Maqrizi mengklasifikasikan inflasi menjadi alamiah dan kesalahan manusia, dengan memperhatikan aspek penciptaan mata uang, daya beli uang, serta dampak pajak dan sirkulasi uang.</span></span> <span class="s11"><span class="bumpedFont15">Penelitian ini menyimpulkan bahwa pemikiran Al-Maqrizi tentang uang dan inflasi memberikan kontribusi yang signifikan dalam pemahaman fenomena ekonomi, terutama dalam konteks sejarah dan ekonomi Islam. Implikasi dari penelitian ini adalah pentingnya memperhatikan faktor alamiah dan kesalahan manusia dalam memahami inflasi, serta relevansinya dalam konteks ekonomi modern.</span></span></p> Andi Tenri Gading Nurul Azizah, Abdulahanaa Abdulahanaa ##submission.copyrightStatement## http://creativecommons.org/licenses/by-sa/4.0 https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6287 Wed, 03 Jul 2024 00:00:00 +0700 Perkembangan Perbankan Syariah di Dunia dan Kepatuhannya terhadap Anti Pencucian Uang dan Pendanaan Terorisme https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6356 <p>Penelitian ini menjelaskan peran dan pentingnya perbankan syariah dalam sistem keuangan dunia, dengan fokus pada kepatuhannya terhadap standar internasional dalam melawan pencucian uang dan pendanaan teroris (AML /CFT). Jurnal ini menganalisis strategi dan langkah-langkah yang diadopsi oleh beberapa negara, Khususnya Bahrain, Uni Emirat Arab, dan Malaysia, untuk memastikan transparansi dan keamanan dalam sistem keuangan lembaga keuangan Islam. Penelitian ini didasarkan pada tinjauan data dari laporan resmi, dan sumber informasi yang tersedia untuk umum. Peneitian ini memungkinkan penilaian efektivitas langkah-langkah AML / CFT dalam perbankan syariah dan identifikasi tantangan dan masalah utama yang dihadapi oleh lembaga keuangan di sektor ini.</p> Credo Prasetyoadi Pangestu, Mugiyati Mugiyati, Sri Wigati ##submission.copyrightStatement## http://creativecommons.org/licenses/by-sa/4.0 https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6356 Wed, 03 Jul 2024 00:00:00 +0700 Revolusi Ekonomi Umat dengan Fintech Syariah: Analisis dan Peluang https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6738 <p><em>This research explains the opportunities that Indonesia has as one of the countries with the largest number of sharia fintech in the world, which reached 61 companies in 2021. The study also discusses regulations and business models that can support the development of sharia fintech in Indonesia, given the importance of a clear legal framework to maintain trust and compliance with sharia principles. In addition, the analysis of public interest in sharia fintech shows that there is great potential for further development, although there are still challenges that need to be overcome such as financial literacy and access to technology. Overall, this study concludes that sharia fintech has great potential to support the economic empowerment of the people through inclusive and sharia-compliant financial services. However, to realize this potential, collaboration between the government, industry players, and the community is needed to create an ecosystem that is conducive to the development of sharia fintech.</em></p> <p>&nbsp;</p> Ahmad Munir Hamid, Nurwinsyah Rohmaningtyas ##submission.copyrightStatement## http://creativecommons.org/licenses/by-sa/4.0 https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6738 Wed, 03 Jul 2024 00:00:00 +0700 Etika Bisnis Islam Al-Shāh Waliyullāh al-Dahlawī https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6427 <p><em>Islamic teachings consist of aqidah, ibadah, muamalah and morals.</em> <em>Ethics or morals in Islam are part of maqāsid al-sharī‘ah.</em> <em>Al-Dahlawī was one of the mujaddids of Islam at the end of the time of the Mongol Emperor Al-Muẓaffir who contributed ideas related to Islamic socio-economics which was termed irtifaqāt. In Hujjat Allāh al-Bālighah, apart from talking about irtifaqāt, al-Dahlawī also talks about the ethics of achieving life which is the main basis before the second irtifaqāt. According to al-Dahlawī, ethics in business is needed so that there is healthy competition and no party is disadvantaged in obtaining wealth.</em> <em>The Islamic business ethics are to keep business away from gambling, usury, tadlīs, gharar, to keep business away from buying and selling which is haram, reducing and leading to immorality, not reducing measures and scales, not committing talaqqī al-rukbān, ihtikār, and perjury.</em></p> Atep Hendang Waluya ##submission.copyrightStatement## http://creativecommons.org/licenses/by-sa/4.0 https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6427 Wed, 03 Jul 2024 00:00:00 +0700 Green Economy Development through Urban Farming: A Maqāṣid Sharī'ah Review https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6398 <p>This study aims to review the concept of Maqāṣid Sharī'ah in the context of green economy development through urban farming practices. Maqāṣid Sharī'ah, as a framework of Islamic ethics, provides a basis for understanding how Islamic principles can be implemented in an effort to improve economic sustainability through urban agriculture. This research uses literature analysis methods and case studies to explore Maqāṣid Sharī'ah concepts relevant to the development of a green economy. Special focus is given on how urban farming can be an effective instrument to achieve the goals of Maqāṣid Sharī'ah, such as the maintenance of religion, the maintenance of the soul, the maintenance of offspring, the maintenance of reason, and the maintenance of property. The results showed that urban farming practices can contribute positively to the fulfillment of Maqāṣid Sharī'ah's goals.&nbsp; In reality, urban farming not only creates new economic opportunities, but also maintains environmental sustainability, public health, and the distribution of economic justice. The implications of this research provide a foundation for the development of green economy policies and practices that are more in line with Islamic ethical values in the context of urban agriculture.</p> Muhammad Syahrul Hidayat, Ahmad Munir Hamid ##submission.copyrightStatement## http://creativecommons.org/licenses/by-sa/4.0 https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6398 Wed, 03 Jul 2024 00:00:00 +0700 Pengaruh Produk Pembiayaan Kafalah Haji Terhadap Kepuasan Anggota Di Koperasi Syari’ah BMT NU Ngasem Jawa Timur Cabang Sroyo” https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6697 <p>Haji termasuk rukun Islam yang ke lima. Haji dilaksanakan bagi orang yang mampu, artinya mampu secara ilmu, fisik, dan material. Akan tetapi dengan adanya suatu kendala, masyarakat Muslim masih banyak yang belum melaksanakan ibadah tersebut. Antara lain dari kendala tersebut ialah masalah biaya pendaftaran yang setiap tahunnya naik, serta kuota yang sangat terbatas. Dalam hal ini, Kopsyah BMT NU Ngasem Jawa Timur Cabang Sroyo memberikan penawaran berupa produk kafalah yang diharapkan mampu membantu anggota untuk menunaikan ibadah Haji.</p> <p>Penelitian ini merupakan penelitian kuantitatif dengan dua variabel yaitu produk pembiayaan kafalah haji dan kepuasan anggota. Data yang digunakan dalam penelitian ini data primer dan data skunder. Data primer yang digunakan adalah hasil dari wawancara maupun kuesioner di Kopsyah BMT NU Ngasem Jawa Timur Cabang Sroyo. Sedangkan, data sekunder yang digunakan adalah seluruh data-data terkait yang relevan dengan pembahasan yang bersumber dari website, jurnal, maupun buku. Objek dari penelitian ini adalah anggota yang mendaftar kafalah haji, dengan populasi 207 orang dan sample 136 orang. Selanjutnya, metode pengumpulan data dilakukan dengan cara kuesioner, observasi, dan dokumentasi. Kemudian, data diolah dengan IMB SPSS statistics 22.</p> <p>Hasil dari penelitian ini menunjukkan bahwa terdapat pengaruh antara ivariabel kualitas produk dan pelayanan secara bersama-sama terhadap kepuasan anggota pada Kopsyah BMT NU Ngasem Jawa Timur Cabang Sroyo. Dalam penelitian diperoleh nilai F hitung sebesar 21,619 dengan tingkat signifikan 0,000. Karena nilai signifikan lebih kecil dari 0,000&lt;0,05, maka iHo ditolak atau Ha diterima. Hal ini diartikan bahwa kualitas produk dan pelayanan secara bersama-sama mempunyai pengaruh terhadap kepuasan anggota pada Kopsyah BMT NU Ngasem Jawa Timur Cabang Sroyo.</p> <p>&nbsp;</p> Syuhada Syuhada, Moch Makhruj Afif, Nurwinsyah Rohmaningtyas, Umu Afiyah ##submission.copyrightStatement## http://creativecommons.org/licenses/by-sa/4.0 https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6697 Wed, 03 Jul 2024 00:00:00 +0700 Effectiveness Of Halal Certification Assistance In Self-Declare Pathway For Micro And Small Enterprises In Surabaya https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6455 <p><em>The Indonesian government effort through the Halal Product Guarantee Organizing Agency, launched the Halal certification program, a self-declaration program specifically for micro and small businesses. The halal certification program involves a Halal Product Process Assistant who is responsible for assisting business proprietors in submitting product halal statements. This research aims to analyze the effectiveness of halal certification assistance to micro and small enterprises in self declare pathway at Surabaya. This research uses a qualitative method with a phenomenological approach.</em> <em>Data collection techniques by conducting in-depth interviews, observation and documentation with primary and secondary data sources. The research results show that halal sertification assistance has contributed to the issuance of a number of halal certificates for micro and small enterprises in Surabaya. Halal certification assistance to business proprietors at Surabaya has been effective in the aspect of achieving goals and integration, but less so in the aspect of adaptation.</em></p> Filzah Wafiyah, Moh Farih Fahmi, Muhammad Ufuqul Mubin ##submission.copyrightStatement## http://creativecommons.org/licenses/by-sa/4.0 https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6455 Wed, 03 Jul 2024 00:00:00 +0700 Perilaku Konsumen dalam Ekonomi Islam https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6556 <p><em><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Artikel ini bertujuan untuk mengetahui perilaku konsumen dalam perspektif ekonomi Islam. Penelitian ini menerapkan evaluasi mendalam melalui metode pengumpulan data sekunder, antara lain penelitian kepustakaan dan pencarian internet. Data diperoleh dari jurnal dan artikel yang fokus pada perilaku konsumen. Hasilnya menunjukkan bahwa perilaku konsumen melibatkan tindakan dan interaksi sosial individu, kelompok, atau organisasi dalam mengevaluasi, memperoleh, dan menggunakan barang atau jasa melalui proses pertukaran atau pembelian. Faktor-faktor seperti budaya, sosial, pribadi, dan psikologis mempengaruhi keputusan pembelian konsumen. Dalam konteks ekonomi Islam, perilaku konsumen ditekankan pada kelengkapan dan etika dalam keseluruhan prosesnya. Konsumen muslim diimbau menghindari gaya konsumsi berlebihan yang didasari nafsu, karena bertentangan dengan nilai-nilai Islam dan dapat merugikan kehidupan masyarakat.</span></span></em></p> Nurul Wahida, Idris Parakkasi, Sudirman Sudirman ##submission.copyrightStatement## http://creativecommons.org/licenses/by-sa/4.0 https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6556 Wed, 03 Jul 2024 00:00:00 +0700 The Effect of Halal Brand Personality, Brand Experience, User Experience and E-Service Quality on Brand Loyalty (Case Study on Muslim Consumers of Skintific Products in Surabaya) https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6570 <p><em>This study aims to determine the effect of halal brand personality, brand experience, user experience, and e-service quality on brand loyalty simultaneously and partially.&nbsp;&nbsp; This research uses descriptive quantitative methods. The population in this study were 100 Muslim consumers of Skintific products in Surabaya.&nbsp; The sample in the study was determined by the lemeshow formula and obtained 100 respondents. The sampling technique used purposive sampling. The data collection technique used a questionnaire with 36 statement items and was measured using a Likert scale of 1 to 5 which had been tested for validity and reliability. The data analysis technique used is multiple linear regression analysis to answer the hypothesis. The results showed that from the partial test, the halal brand personality variable had a significant effect on brand loyalty with a tcount of 2.138&gt; table 1.661 and a significant value of 0.035 &lt;0.05. From the variable. From the brand experience variable, it has a significant effect on brand loyalty with tcount 2.055&gt; table 1.661 and a significant value of 0.043 &lt;0.05. From the user experience variable, it has a significant effect on brand loyalty with a tcount of 3.782&gt; table 1.661 and a significant value of 0.000 &lt;0.05. From the e-service quality variable, it has a significant effect on brand loyalty with tcount 2,764&gt; table 1,661 and a significant value of 0.007 &lt;0.05. Then, the simultaneous test of halal brand personality, brand experience, user experience and e-service quality variables has a significant effect on brand loyalty showing F count 20,261&gt; F table 2,467 with a significant value of 0.000 &lt;0.05. The R Square result of 43.8% shows the influence of halal brand personality, brand experience, user experience, and e-service quality on brand loyalty.&nbsp; While 56.2% is influenced by other variables outside the study</em></p> Sania Salsabila, Maryam Bte Badrul Munir ##submission.copyrightStatement## http://creativecommons.org/licenses/by-sa/4.0 https://e-jurnal.unisda.ac.id/index.php/adilla/article/view/6570 Mon, 15 Jul 2024 00:00:00 +0700