Rosyid, S., F. Rachmaniyah, and S. Zuhri. “PENGARUH FINANCIAL LITERACY, FINANCIAL INCLUSION DAN FINANCIAL TECHNOLOGY TERHADAP PERILAKU KEUANGAN PADA GENERASI Z”. J-EEMB (Journal of Economic Entrepreneurship and Management Business), Vol. 1, no. 2, Dec. 2025, pp. 104-25, https://e-jurnal.unisda.ac.id/index.php/jeemb/article/view/12015.