ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK JAGO DAN ALLO BANK PERIODE 2019 - 2023

Abstract

This research aims to compare the financial performance of Bank Jago and Allo Bank during the 2019-2023 period. This research is a comparative descriptive research. The data used is secondary data in the form of banking annual financial reports which are reported to the Financial Services Authority (OJK). Data analysis was carried out using CAMEL analysis with the financial ratios used being CAR, NPL, NIM, ROA, BOPO and LDR. The analysis technique used to compare the performance of Bank Jago and Allo Bank is the Independent Sample T-Test. Analysis shows that the average NPL, ROA, BOPO and LDR ratios. There is no significant difference between Bank Jago and Allo Bank, while the average CAR ratio has a significant difference between Bank Jago and Allo Bank. Keywords: financial performance and CAMEL