Anaviroh, A., and A. Effendie. “PEMODELAN COPULA CLAYTON UNTUK PREDIKSI KLAIM PADA DATA LONGITUDINAL DENGAN EXCESS ZEROS”. UJMC (Unisda Journal of Mathematics and Computer Science), Vol. 1, no. 01, Feb. 2018, pp. 1-10, doi:https://doi.org/10.52166/ujmc.v1i01.338.