KESEHATAN PERBANKAN NASIONAL SELAMA PANDEMI COVID 19 TERHADAP NILAI PERUSAHAAN MELALUI KINERJA KEUANGAN

Abstract

This study aims to determine and analyze the Health of National
Banking during the Covid-19 Pandemic on Firm Value through
Financial Performance with the observation year 2018 to 2020.
National banking conditions are analyzed using the RGEC (Risk
Profile, Good Corporate Governance, Earnings, and Capital)
method. The reason for choosing the banking sector in this study
is because researchers want to know the impact of the Covid-19
pandemic on the banking sector and its effect on the economy of
the Indonesian people.
The sampling technique uses Probability Sampling type Simple
Random Sampling. Meanwhile, the sampling used the Slovin
Formula so that a sample of 32 companies with 96 observations
was obtained. This study used 19 hypotheses. Our findings
generally show that the average national bank is still in good
health despite being in extraordinary conditions like the current
pandemic. This is due to the consistency of other professions
such as civil servants or MSME actors in fulfilling their
obligations to banks so that they can support and anticipate
credit problems that may arise in national banks. The results of
the hypothesis test showed that only four (4) hypotheses were
accepted, they are H1a, H3, H4, and H9. The results of the F test
show that 71% of the firm value is influenced by Risk Profile,
Good Corporate Governance, Earnings, Capital and Financial
Performance.